Personal Information Collected
In order to provide the highest quality service, we may collect your personal information when you apply for insurance, obtain a quote, make a claim or otherwise conduct business with Life Assurance. This information may include names, addresses, telephone and cell phone numbers, email addresses, social security numbers, dates of birth, marital status, drivers license numbers, medical information and information regarding other insurance policies, and may be obtained from various sources, including communications with and documents, including application, provided by you, your insurance broker (if any), consumer reporting agencies and governmental agencies. In electing to conduct business with Life Assurance, you agree to the collection and use of your personal information.
How We Use Your Personal Information
Life Assurance may use your personal information to administer our insurance products, including in the application, underwriting and claims service functions. Specifically, your personal information may be used in providing you with quotes for insurance, in the issuance of your policy and the handling of claims made seeking coverage under your policy. Please note that your personal information may be used to allow us to develop, provide and/or make available better and additional products and services.
Disclosure of Your Personal Information
As permitted by law, in limited circumstances we may provide your personal information to third-parties, including:
Funeral homes, treating physicians, and hospitals regarding death of an insured and cause of death, including death certificate
Professional Insurance Organizations including those dedicated to insurance research and the detection/ prevention of fraud
Actuarial, Accounting, Legal or Research Contractors/Professionals
State and Federal Regulatory Officials
Law enforcement authorities
Affiliated Reinsurance Companies
Vendors providing administrative professional services
Others pursuant to Subpoena or Court order
Affiliated Marketing and Financial Companies
In no case do we share your personal information with non-affiliated third-parties, other than as referenced above or otherwise permitted by law.
Protecting Your Personal Information
We employ training, implement procedures and use physical and electronic safeguards in compliance with industry standards to ensure that your personal information is secure from change, misapplication or theft. We employ skilled personnel and contractors to ensure that our procedures are reviewed, and that only those people (see above) who need your information may have access. We take your privacy seriously, and are prepared to take all disciplinary action to ensure our employees and contractors comply with our policies.
As unlikely as the unauthorized disclosure of your personal information might be, if we learn of an unauthorized disclosure, we pledge to timely inform you and take any necessary steps to limit/avoid any further unauthorized access to your personal information. At any time that you may suspect that your personal information has been improperly accessed or otherwise compromised, please do not hesitate to contact us at the address as below.
Viewing and Correcting Your Personal Information
You may view, access or inform us of errors in the personal information we have collected about you. Should you wish to view, access or inform us of errors, please contact us in writing or by e-mail at the address below.
Life Assurance Company of America, 17W220 22nd St., Suite 410, Oakbrook Terrace, IL 60181, firstname.lastname@example.org