Privacy Policy

 

Life Assurance Company of America (“Life Assurance”) respects and understands the importance of privacy of your non-public personal information (“personal information”). In keeping with the above, please review our Privacy Policy regarding how we obtain, use and disclose such personal information.

 

Personal Information Collected

In order to provide the highest quality service, we may collect your personal information when you apply for insurance, obtain a quote, make a claim or otherwise conduct business with Life Assurance. This information may include names, addresses, telephone and cell phone numbers, email addresses, social security numbers, dates of birth, marital status, drivers license numbers, medical information and information regarding other insurance policies, and may be obtained from various sources, including communications with and documents, including application, provided by you, your insurance broker (if any), consumer reporting agencies and governmental agencies. In electing to conduct business with Life Assurance, you agree to the collection and use of your personal information.

How We Use Your Personal Information

Life Assurance may use your personal information to administer our insurance products, including in the application, underwriting and claims service functions. Specifically, your personal information may be used in providing you with quotes for insurance, in the issuance of your policy and the handling of claims made seeking coverage under your policy. Please note that your personal information may be used to allow us to develop, provide and/or make available better and additional products and services.

 

Disclosure of Your Personal Information

 

As permitted by law, in limited circumstances we may provide your personal information to third-parties, including:

  • Funeral homes, treating physicians, and hospitals regarding death of an insured and cause of death, including death certificate

  • Professional Insurance Organizations including those dedicated to insurance research and the detection/ prevention of fraud

  • Actuarial, Accounting, Legal or Research Contractors/Professionals

  • State and Federal Regulatory Officials

  • Law enforcement authorities

  • Affiliated Reinsurance Companies

  • Vendors providing administrative professional services

  • Others pursuant to Subpoena or Court order

  • Affiliated Marketing and Financial Companies

 

In no case do we share your personal information with non-affiliated third-parties, other than as referenced above or otherwise permitted by law.

Protecting Your Personal Information

We employ training, implement procedures and use physical and electronic safeguards in compliance with industry standards to ensure that your personal information is secure from change, misapplication or theft. We employ skilled personnel and contractors to ensure that our procedures are reviewed, and that only those people (see above) who need your information may have access. We take your privacy seriously, and are prepared to take all disciplinary action to ensure our employees and contractors comply with our policies.

As unlikely as the unauthorized disclosure of your personal information might be, if we learn of an unauthorized disclosure, we pledge to timely inform you and take any necessary steps to limit/avoid any further unauthorized access to your personal information. At any time that you may suspect that your personal information has been improperly accessed or otherwise compromised, please do not hesitate to contact us at the address as below.

Viewing and Correcting Your Personal Information

You may view, access or inform us of errors in the personal information we have collected about you. Should you wish to view, access or inform us of errors, please contact us in writing or by e-mail at the address below.

Our Privacy Policy is subject to change, and is available to you from anyone of our representatives or on our website.

Contact Us

Life Assurance Company of America, 17W220 22nd St., Suite 410, Oakbrook Terrace, IL 60181, admin@lifeassurancecoa.com

Life Assurance Company of America
17W220 22nd Street - Suite 410
Oakbrook Terrace, IL 60181

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